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2015 Scheme GAD Guidance

GAD Factors Workbook November 2020
GAD Factors Workbook November 2020

This workbook contains replacement factors for those in other guidance notes and new GMP factors applicable from 1 November 2020 (Excel, 667KB)
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Pension Sharing Following Divorce Guidance effective from 1 November 2020
Pension Sharing Following Divorce Guidance effective from 1 November 2020

14 October 2020 (PDF, 596kb)
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Trivial Commutation effective from 1 November 2020
Trivial Commutation effective from 1 November 2020

14 October 2020 (PDF, 562kb)
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Individual Incoming & Outgoing Transfers effective from 1 November 2020
Individual Incoming & Outgoing Transfers effective from 1 November 2020

14 October 2020 (PDF, 173kb)
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Application of a Pension Debit for divorced members – Transfer date before 1 April 2015 effective from 1 November 2020
Application of a Pension Debit for divorced members – Transfer date before 1 April 2015 effective from 1 November 2020

14 October 2020 (PDF, 610KB)
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LGPS NI Pension Debits post-2015 effective 1 November 2020
LGPS NI Pension Debits post-2015 effective 1 November 2020

14 October 2020 (PDF, 601kb)
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GAD Factors Workbook December 2019
GAD Factors Workbook December 2019

This workbook contains replacement factors for those in other guidance notes and new gender neutral factors for Additional Pension Contributions effective from 1 January 2020. (Excel, 670KB)

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Late Retirement Guidance - with effect from 1 September 2019
Late Retirement Guidance - with effect from 1 September 2019

29 July 2019 (PDF, 608kb)
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Annual Allowance Charges: Calculation of Scheme Pays Offset (elections on and after 1 April 2015)
Annual Allowance Charges: Calculation of Scheme Pays Offset (elections on and after 1 April 2015)

10 July 2019 (PDF, 596kb)
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Application of a Pension Credit to the Former Spouse or Civil Partner of a post-2015 leaver
Application of a Pension Credit to the Former Spouse or Civil Partner of a post-2015 leaver

10th July 2019 (PDF, 593kb)
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Purchase of additional pension – contracts commencing after 1 April 2015 or paid by the employer
Purchase of additional pension – contracts commencing after 1 April 2015 or paid by the employer

Effective from 1st June 2019

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Late Retirement Guidance - with effect from 1 August 2017
Late Retirement Guidance - with effect from 1 August 2017

13th April 2017 *(PDF 117KB)
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Actuarial Factors for Individual Cash Equivalent and Club Transfers from 1 March 2017
Actuarial Factors for Individual Cash Equivalent and Club Transfers from 1 March 2017

9 March 2017 (PDF 661kb)
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Pensioner Cash Equivalent Factors On Divorce
Pensioner Cash Equivalent Factors On Divorce

2 August 2016 (PDF, 98kb)
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Application Of Pension Credit To Former Spouse or Civil Partner of a Pre-2015 Leaver
Application Of Pension Credit To Former Spouse or Civil Partner of a Pre-2015 Leaver

2 August 2016, updated 27 February 2018 (PDF, 145kb)
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Addendum: Purchase of additional pension – contracts commencing after 1 April 2015 or paid by the employer
Addendum: Purchase of additional pension – contracts commencing after 1 April 2015 or paid by the employer

22 April 2016 (PDF, 91kb)
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Individual Incoming & Outgoing Transfers Pensioner cash equivalent factors on divorce Non-Club GMP adjustment addendum
Individual Incoming & Outgoing Transfers Pensioner cash equivalent factors on divorce Non-Club GMP adjustment addendum

22 April 2016 (PDF, 98KB)
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Actuarial Factors for Individual Cash Equivalent and Club Transfers from 16 March 2016
Actuarial Factors for Individual Cash Equivalent and Club Transfers from 16 March 2016

22 April 2016 (PDF, 183kb)
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Flexible Retirement
Flexible Retirement

30 March 2015 (PDF, 138kb)
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Limit on Total Amount of Benefits - Lifetime Allowance
Limit on Total Amount of Benefits - Lifetime Allowance

30 March 2015 (PDF, 146kb)
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Lifetime Allowance and Additional Cash Commutation
Lifetime Allowance and Additional Cash Commutation

30 March 2015 (PDF, 118kb)
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Use of accumulated AVCs to provide additional pension under the Scheme
Use of accumulated AVCs to provide additional pension under the Scheme

30 March 2015, PDF 118kb
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Early Payment of Pension
Early Payment of Pension

19 March 2015 (PDF, 156kb)
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Application of a Pension Debit for Divorced Members
Application of a Pension Debit for Divorced Members

19 March 2015 (PDF, 169kb)
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