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Can I get my benefits before my normal pension age?

You can elect to retire and receive your deferred benefits from age 55 onwards.  If you retire between age 55 and your normal pension age your benefits may be reduced to take account of their early payment and the fact that your pension will be payable for longer.  If you joined the Scheme before 1 October 2006 you may have some protections under the Rule of 85.  

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