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I am a deferred member with underpin protection?

Left the LGPS (NI) before 1 October 2023 – NILGOSC will recheck your record and work out provisional underpin figures.  The final underpin figures will not be worked out until you take your pension at retirement.

Left the LGPS (NI) on or after 1 October 2023 – NILGOSC will include the underpin in the calculation of your deferred benefits. Provisional underpin figures will be calculated at the date you left the LGPS (NI).  Final underpin figures will not be worked out until you take your pension at retirement.

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