I have joined a different pension scheme. Can I transfer my benefits to my new scheme?

You may be able to transfer the value of your pension to another occupational pension scheme, personal pension, stakeholder pension scheme or a buy-out insurance policy.

If you are thinking of transferring your benefits, particularly to a personal pension or money purchase arrangement, you may be required to take independent financial advice on transfers and pension scams guidance. You should beware of unauthorised companies.  More information can be found here or on the following websites: