When will my benefits be paid?
Your benefits will be paid to you without any early retirement reductions when you reach your normal pension age, which from 1 April 2015 is the same as your State Pension age. You can choose to claim your benefits early; however they may be reduced as they will be paid for longer. You can find […]
Why is the value of my pension benefits on my statement shown as zero?
Your statement only takes into consideration the benefits that you have built up to 31 March 2024. If you joined the Scheme close to the 31 March 2024 your pay and contribution information for the 2023/24 year may not have been available at the date your employer closed their March payroll. Therefore, you have no pension contributions […]
Do I have to withdraw all my pension benefits when I take flexible retirement?
You must draw all or some pension on flexible retirement and it can be made up as follows: If you only have benefits built up on or after 1 April 2009 you must draw all or some of them on flexible retirement. You cannot take none.
Who can help me find a previous pension provider?
The Pension Tracing Service can help. It holds details of almost 200,000 UK pension schemes and provides a tracing service free of charge. You can contact them at: The Pension Tracing ServiceThe Pension Service 9Mail Handling Site AWolverhamptonWV98 1LU Telephone: 0800 731 0193Website: www.gov.uk/find-pension-contact-details
How do I transfer?
A transfer request form, LGS8 – Transfer Quotation Request Form (916KB, PDF), and an LGS10 – Public Service Pensions History Form (284KB, PDF) should be completed and returned to NILGOSC within one month of receiving your membership letter. NILGOSC will then contact your previous pension provider for a transfer quotation. On receipt of this, NILGOSC will […]