Widowers’ pensions

If a married deferred member dies and is survived by her or his widower, the widower may be entitled to a survivor's pension.

The calculation of the pension depends on when the deceased spouse left the Scheme and whether the marriage took place before or after the member left active membership.

A widower’s pension could be made up of several parts in relation to his spouse’s different periods of membership.  The total pension payable is the sum of pension relating to each part. 

Death of a deferred member (left the Scheme after 31 March 2015)

Widower’s pension = deceased’s accrued pension (including pensions increases) for membership in the Scheme after 31 March 2015 recalculated as if it had built up at a rate of 1/160th

Plus

any 2009 Scheme survivor pension relating to membership prior to 1 April 2015.

Death of a deferred member (left the Scheme between 1 April 2009 and 31 March 2015)

Widower’s pension =1/160 x deceased’s final pay x deceased’s total membership* up to 31 March 2015.

If the marriage occurred after leaving, the membership taken into account in the calculation is limited and varies according to whether it was an opposite sex marriage or a same sex marriage. The membership taken into account is:

  • For the surviving male spouse from a post-leaving same sex marriage, membership after 5 April 1978 only (plus any relevant additional membership) 
  • For the surviving male spouse from a post-leaving opposite sex marriage, membership after 5 April 1988 only (plus any relevant additional membership).

* plus pensions increases

Death of a deferred member (left the Scheme between 6 April 1988 and 31 July 2000)

Widower’s pension = ½ x deceased’s deferred member’s pension*. 

*plus pensions increases

EXCEPT Please Note:

  • For all widowers of the opposite sex marriages, the calculation of the survivor’s pension is based on the deceased’s membership after 5 April 1988 only (plus any relevant additional membership), regardless of when the marriage was entered into.
  • For widowers of same sex marriages, if the marriage took place after the deceased left the Scheme, the calculation of the survivor’s pension is based on the deceased’s membership after 5 April 1978 only (plus any relevant additional membership). 

Death of a deferred member (left the Scheme before 6 April 1988)

No widower’s pension is payable.