Cohabiting partners’ pensions

Pensions for eligible cohabiting partners were introduced from 1 April 2009 but these only apply to deferred members who were active contributing members to the Scheme from 1 April 2009.

A member must have an eligible cohabiting partner for this pension to be payable.

The calculation of an eligible cohabiting partner’s pension will depend on the deceased’s date of leaving the Scheme.  An eligible cohabiting partner’s pension could be made up of two parts of membership, the total pension payable is the sum of pension relating to each part.

Death of a deferred member with an eligible cohabiting partner (left the Scheme after 31 March 2015)

Eligible Cohabiting Partner’s pension = deceased’s accrued pension (including pensions increases) for membership in the Scheme after 31 March 2015 recalculated as if it had built up at a rate of 1/160th

Plus

any 2009 Scheme survivor pension relating to membership prior to 1 April 2015.

Death of a deferred member with an eligible cohabiting partner (leaver between 1 April 2009 and 31 March 2015)

Eligible Cohabiting Partner’s pension = 1/160 x deceased’s final pay x deceased’s total post 5 April 1988 membership only (plus any relevant additional membership) up to 31 March 2015*.

*plus pension increases