Help and support
We’re here to help you make the most of your pension with us. Whether you’re considering joining the scheme or are considering retirement, we have a range of guidance and resources to help you make the right decision for you.
If you need to speak to our team then feel free to get in touch.
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Frequently asked questions
Calculating your pension
- Can I give up part of my annual pension for a lump sum?
- Can I receive my pension benefits as a one-off lump sum?
- What pay is used to calculate my retirement benefits?
- How does the pension I am building up keep up with the cost of living?
Voluntary redundancy
- Can I keep on paying into the Scheme if I take voluntary redundancy?
- Can I use my statutory redundancy payment from my employer to increase my NILGOSC benefits?
- Can I use some of my redundancy payment to buy a larger pension?
- Does my pension increase each year?
- How much tax will I pay on my pension?
Transferring in pension
- Can I transfer Additional Voluntary Contributions (AVCs) into the Scheme?
- How do I transfer?
- If you have pension rights in a non-LGPS arrangement
- If you have pension rights in another public service pension scheme where Club Transfer rules apply
- Who can help me find a previous pension provider?
![Feature Image - Man and woman beside pension pot, pink background](https://nilgosc.org.uk/wp-content/uploads/2020/12/NIL13193_Illustrations13-300x300.png)
Glossary
We try to keep things simple but sometimes there’s just no way round some of technical terms.
Check our glossary of terms