GAD Guidance

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GAD Factors Workbook November 2020
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Pension Sharing Following Divorce Guidance effective from 1 November 2020
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Trivial Commutation effective from 1 November 2020
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Individual Incoming & Outgoing Transfers effective from 1 November 2020
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Application of a Pension Debit for divorced members Transfer date before 1 April 2015 effective from 1 November 2020
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LGPS NI Pension Debits post-2015 effective 1 November 2020
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GAD Factors Workbook December 2019
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Late Retirement Guidance – with effect from 1 September 2019
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Annual Allowance Charges: Calculation of Scheme Pays Offset (elections on and after 1 April 2015)
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Application of a Pension Credit to the Former Spouse or Civil Partner of a post-2015 leaver
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Purchase of additional pension contracts commencing after 1 April 2015 or paid by the employer
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Late Retirement Guidance – with effect from 1 August 2017
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